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Underinsured, Underdiagnosed and Anonymous: My Hormonal Hardships, Part 4

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My husband and I were suspended in a state of utter shock and disbelief, as the GI/endoscopy center rushed us referrals for a variety of different radiology and imaging services.  We were feeling overwhelmed and under pressure, but had precious little time to openly react or otherwise respond to my diagnosis.  Right now, we had to have my cancer staged and graded sooner than seemed humanly possible.  I drank barium contrast and fasted for digestive system x-rays, I went on a clear liquid diet and temporarily stopped my meds for full-body PET scans, I repeated barium prep for CT scans, and fasted again for MRIs.  My diet consisted mostly of chalky colon cleansers, plain water, 7-Up, chicken broth, boiled ham, and scrambled eggs during this time, which trifling as it sounds made me crave a juicy steak and pulpy fruit juice like nothing else.  By the end of the month, I was allowed to give into my cravings for a night—a bittersweet reward at best—while we waited in high anxiety for my pending results to come in.

I had a greying, high-grade, stage II-B neoplasm, with partial bowel obstruction, which had enlarged to about three centimeters in size.  The tumor had grown through the wall of my colon, but had not yet metastasized to my lymph nodes, bone marrow, or other organs.  I did not yet have necrosis or jaundice either, but compromised liver function and tissue death were both very real concerns for me now.  The fast-growing lump had apparently started out as a benign polyp, but had turned malignant having gone undiagnosed and untreated.  I was relatively young, I’d never smoked, I didn’t drink or do drugs, and I wasn’t promiscuous, so nobody could easily explain how or why this was happening to me (as if those were the only reasons that something like this could happen to anyone).  Likewise, no one could tell me how the polyp could have been missed, or why I was denied the medical attention that I had actively and continuously sought, which could have prevented my case of cancer altogether.  I did finally and inexplicably get to stay off birth control pills this time though—and, coincidentally, my tumor never increased in size after I discontinued the use of oral contraceptives, hmmm…

The diagnostics and staging completed, we were then referred to a local oncologist, radiologist, surgeon, and hematologist for consultation, healthcare review, and treatment selection.  The oncology specialist wanted to do an immediate total colectomy with long-term, post-surgery, high-dose chemotherapy port, and a permanent colostomy bag.  The radiation specialist wanted to start with daily, low-dose, external beam radiation, personalized intensity modulation radiation therapy, and low-dose oral chemo, for six months.  The surgical oncologist did not recommend surgery for temporary or permanent bowel resection or any surgical procedures for chemo pump placement—in fact, they suggested radiation with or without chemo.  The hematology lab would be doing my tumor marker and blood panels one to three times per week as needed throughout my treatment, whichever option we chose.  And, me–I wanted biological treatment, but it wasn’t covered by insurance, so I reluctantly had to settle for beam radiation and oral chemo in lieu of extreme abdominal resection surgery, since I wasn’t rich.

Next, everybody gave us the obligatory best-case/worst-case scenarios, after which I was scheduled for my radiation tattoos, body molds, and chemo instruction in preparation for my first treatments and corresponding blood monitoring tests.  Having turned down radical surgery and the chemo port (per the surgeon specialist’s advice), my oncologist was suddenly and inconveniently unavailable to see me now.  So, my radiologist had to reach the oncology nurse to confirm arrangements for my ongoing blood work and prescription refills, since her boss was neglecting to do so on a regular basis.  The oncology nurse also secretly stepped in and reduced my chemo pill dosage by half without telling the oncologist (she told me not to tell him about it either), because as she said—off the record—he had prescribed me a dangerously high amount, comparable to that given to a terminal prostate cancer patient.  I had to quit the job I loved, my husband had to stay at the one he hated, and I had to take incompletes and signup for medical leave at school…where only last year I had been hopeful, I was once again despondent.

Just one month into chemo-radiation, I quit menstruating, and was no longer able to be intimate with my husband (my still fairly new husband) for the duration of my treatment (my fairly long treatment).  I lost all of my lower body hair from the bellybutton down, and went through major skin tone and skin color changes, along with startling food taste changes, and contemptible chemo fog.  It had become a challenge for me just to get off the couch to catch a ride to the doctor’s, so much so that my time was predominantly spent asleep, in treatment, or in diagnostics, by this point.  And, when it didn’t feel like things could get any worst, my husband’s company announced their looming bankruptcy and liquidation.  That’s when the rejection letters for my previously pre-approved (and thus documented) life-saving medical procedures began to arrive from the insurance company.  It’s also when we found out that because my husband’s employer was liquidating, not restructuring, that we would only qualify for one month, not one year, of COBRA benefits, and that the one month of COBRA coverage we were eligible for would cost us $1,300 even in light of the hundreds of thousands of dollars (literally $300,000+ in just one month of the bankruptcy/liquidation notice) in bills which had abruptly begun to flood our mailbox…

To read the final segment, click here.

Underinsured, Underdiagnosed and Anonymous: My Hormonal Hardships, Part 5

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My radiologist had actually become my primary doctor, as the oncologist remained largely unavailable to me, especially so after hearing the news that my health insurance would lapse within the coming months.  The oncologist increased my dosage of radiation, and rescheduled my GI, endoscopy, and radiology follow-up exams to earlier dates.  The radiation office not only waived a significant portion of their own service fees for me due to the situation, but also helped us to handle a big part of the lengthy medical dispute we were facing with our insurance company.  They eradicated most of the tumor, but could not remove my residual scar tissue, before our COBRA expired.  Even with all that they had done for us up until then, there were still strict systematic limits as to what they were permitted to do for us after that time.  Not only was I without insurance yet again (my husband was too), but I was also now without the support system that had been my radiologist and their crew—something that was much much harder to overcome than I had expected it to be.

I was in remission, but back to square one as far as access to medical coverage went.  I was in remission, but I had undergone medically-induced premature ovarian failure, and was deemed post-menopausal before I would even reach my thirties.  I was in remission, but couldn’t take hormone replacement therapy or herbal alternatives, because I was already at increased risk for recurring and/or second cancers.  I was in remission, but had semi-permanent radiation scars and temporary post-chemotherapy cognitive impairment.  I was in remission, but I still wasn’t well enough to return to work, go to school full-time, or to take a belated and long overdue honeymoon yet.  I was in remission, but I was depressed, and didn’t know how to move forward without the regular group of doctors and nurses who had been there for me emotionally only a week before.

Why was my life saved (and through such extreme measures), only to be put right back at risk, through the ever-incipient denial of insurance, medical assistance, and access to healthcare?  What was the point of it all??  It felt like maybe I shouldn’t have been striving so hard to live, but instead perhaps that I should simply have accepted the inevitability of my own death (something I am now faced with every day that I do wake up in the morning, anyways).  My husband had only been able to find part-time jobs, since his old workplace had closed.  So, we knew that we would have to move out-of-state to get the help that we needed.  We just hadn’t anticipated that it would be even harder to get coverage, aid, or access, once we left.  And, we still don’t know how much harder it will get, as we continue to race border-state budget cuts and residency requirements, just trying to keep me alive.  Sometimes, it’s hard not to doubt that we’ll make it in time at all.

I have always worked hard, and I’ve always tried to give back to the community.  I was glad to pay my dues, and happy to put in my time.  So, I have an exceptionally hard time understanding how so many have come to turn their backs on me as I ask them to help keep me from dying, if not from hurting, particularly when that’s supposed to be their job.  How come I’m not worth your time and attention?  Why don’t I deserve to live?  What’s so wrong with me, that you can’t even tell me what’s wrong with me?

I wish that I could leave you with a happier ending, but this never-ending vicious cycle has not left us with much optimism, hope, or spare change, ourselves.  Aside from knowing that my tumor is back, we don’t know just how bad it is.  What we are gravely aware of is that I am out of the safety net and into the danger zone for lymph and bone involvement plus metastatic cancer growth.  It’s proven impossible to get a standard colonoscopy and biopsy at my age (twenty-plus years too young) without a doctor’s order, and impossible to get a doctor’s order without insurance or assistance (but, you’ve already heard that story before).  …all this, even in spite of my personal history of colon cancer…  And, it will be equally impossible to get any traditional treatment if/when the cancer spreads to my liver or lungs, too.  But, at least nobody will be talking about colostomy bags then, anymore.  When we do find the rare body scanning clinic that will take cash patients on self-referral, they all also inevitable deny me the less-invasive virtual colonoscopy because I’m “still in my childbearing years” even though I’m medically documented as being POF, and haven’t had a period in over six years now.  You’d think it would be a non-issue, but for some reason it isn’t.  Maybe someone out there can understand our fear and despair, but a lot of other people just don’t seem to care.

I wrote my story anonymously because I fear the social repercussions and potential backlash of publicly revealing my real name in association with my disease and disorders.  I am uninsured and told by many, uninsurable.

The Match Game Of Healthcare That Works (Part II)

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“What is the sign of a healthy person? Such a person is happy anywhere. He or she is relaxed everywhere – always at ease and in peace, within and without. Even in hell, such a person will be at ease. A healthy person hates no one, dislikes nothing. Total love, universal love emanates from within. There is no tension anywhere, no stress or friction. These are the signs of real health.”

Swami Satchidananda

Make healthcare truly about you – your personal definition of “health”

From Part I of this Match Game series you have a sense of how a payment system (health insurance) has been setting the playing field determining what constitutes health and well-being for millions of Americans.

To experience healthcare that works for you, we have to change the nature of the game – “reset” our current paradigm.  This reset starts with your personal worldview of health and the relationship, or lack of relationship, between the physical, mental and emotional bodies (see related article).  This worldview will naturally integrate with your definition of health and well-being.

Crafting your personal worldview of health likely resulted in one of two primary worldviews:
• Newtonian – from the namesake of Isaac Newton.  Very simply, in this worldview the world is seen as a mechanical machine.  The physical body is like a machine, divided into parts to be worked on like a machine.   Mind and emotions have little, if any, impact on the physical being.  Healing is rarely considered.  Practitioners treat illness or disease in separate parts of the physical body.
• Quantum – from understanding the world through the lens of quantum physics.  Very simply, at a quantum level everything is interconnected.  Physical, emotional and mental aspects of our being influence each other.  Our outer world and inner world are also connected.  Consciousness matters.  This worldview encompasses healing.  Practitioners treat the person, not the disease.

You may have a blended worldview, or a different lens for different circumstances.  Whatever your result, keep this in mind as you explore the nature of “health.”

What is health?  What is well-being?  And, where does healing fit in?

Health does not mean the same thing to all people.  Reflect on the nature of health described in the opening quote of this article.   It is basically about one’s “being-ness.”  No mention of disease or of physical vitality.

Healthcare physicians, practitioners, all have a different view of what constitutes health, which has been influenced by their field study and experience.  Physicians can only engage with you from their framework of knowledge and understanding.  As a result, for example, you can now see that talking about well-being from a quantum lens with a physician with a Newtonian framework is a mismatch on many levels.  It’s likely both of you will be frustrated.  Having a mismatched partnership is not a good foundation for well-being and healing.

You deserve health and care that fits YOUR unique being, your worldview.   These are very personal decisions.  To find people for your healthcare team requires matching healthcare providers concepts of health to your beliefs and principles.  The starting point is not a list provided by an insurance company.  The starting point is your worldview of well-being and your personal definition of health.

Every medical science, from ancient sciences to current sciences, has a definition or a guiding principle of what “health” means.   Just like worldviews, these generally fall into two categories.

Newtonian health science

The current dictionary definition of health is “freedom from disease.” This is the view followed by most allopathic doctors (M.D.s).  This is the mechanical worldview.  The physical body is a machine made up of parts.   Think about that list of practitioners found in health insurance paperwork – it’s a list that divides the body into parts.   This health science focuses on disease management.  Osteopathic medicine (D.O.s) uses the same tools, treatments and technologies of medicine as M.D.s, so for these very general purposes, they fall in the Newtonian field.

If your worldview is generally Newtonian, you will likely be satisfied with allopathic specialists.  For each symptom you may need to seek a new “mechanic” to address different parts of your body.  You may be the one coordinating care between the various pieces.

Quantum health sciences

While quantum physics is considered a new science, the ancient medical sciences viewed “health” through a quantum lens ‒ systems of health in which everything is connected.  Side effects don’t exist in these older sciences.  There are only “effects” because these sciences have studied well-being and the impact of all their treatments and medicines on the entire mind/body/spirit system for hundreds and thousands of years.  These health sciences focus on healing, eliminating the root causes of suffering, and balance.

Ancient sciences include:

• Ayurveda is the traditional medicine from India, the sister science of yoga.  You may be familiar with this from Deepak Chopra.  Ayurveda is the science of life, with a very precise definition of health. “Health is the state where the Tridosha, digestive fire, body tissues and components, and physiological processes are in perfect unison; and the soul and the sense organs and mind are in a state of total satisfaction and content.”  While this seems to be a complex definition filled with Sanskrit words, the point is for 5,000 years this science has focused on what a healthy mind/body system is, and how to measure, attain and maintain health.
• Traditional Chinese Medicine (TCM) is derived from Ayurveda, and so there are similarities.  Like Ayurveda, it is based on the notion of harmony and balance.  Health is viewed as a means to a good life – when an individual lives in harmony with her community and her physical and spiritual environment.  Many people are familiar with acupuncture, a primary TCM treatment to create overall balance.

Mid-millennium sciences include:

• Homeopathy, which is about 200 years old, believes one has a state of health when you experience freedom and creativity.  It’s interesting to consider how this seemingly simple definition effortlessly integrates physical, emotional, mental and spiritual aspects of well-being.  Disease is considered a breakdown of vital forces and can only be known according to symptoms – so all “symptoms” are of equal importance in treating the whole person.
• Naturopathy evolved from homeopathy.  Naturopathic medical schools include curriculum a range of medical sciences including TMC, homeopathy and herbal medicines.

If your worldview in primarily quantum, you will likely enjoy a positive relationship with doctors practicing these sciences to experience the essence of health you desire.  You may still need (or want) a team approach.  You’ll generally find physicians in the quantum sciences understand something about other quantum sciences, so you can actually achieve complementary care (meaning practitioners, treatments and medicines work well together, not in opposition to each other).

Your definition of health is what equips and empowers you to live your best life

Declaring “I want to be well;” or “I just want to not feel bad and get back to my life;” may seem like simple statements to make when requesting that a medical professional be your partner in well-being.  As we see from the viewpoints above, it’s not so simple.

This is why it’s really important to know at a very deep level what you’re seeking.  Be as clear with yourself as possible.   Research the essence of health, well-being, vitality, healing.  This article just provides some basic guidance to get you started.  Take your time.  And also be willing to evolve or change over time.  What starts as a quest for pain relief in a very allopathic sense of suppressing symptoms in a particular location may evolve to wanting to experience peace and freedom, regardless of physical challenges.

Being clear on what health and well-being mean to you puts you in the driver’s seat of this healthcare match game.   You have now declared your personal “reset” of the vast and complex healthcare system.  You can now confidently:

• Identify practitioners who actually fit your needs.
• Know when you have a mismatch and feel comfortable firing medical professionals who don’t resonate with your needs.
• Communicate effectively with your chosen professionals and develop strong partnerships with them.
• Know when to shift approaches if a particular physician or medicine/treatment isn’t working to support your journey to well-being.
• Spend your time, money and energy wisely, in a way that lets you experience your best life.
• Analyze what payment system (insurance) will work for your health, and make decisions based on what care fits your needs.  For example, if TCM or homeopathic is a fit for you, seek a payment system that pays for the care you use.  Alternatively, be confident that it’s okay to pay for care rather than contributing to an insurance corporation’s profit for “benefits” that don’t fit your needs and therefore you don’t use.  .

Resources you may enjoy to explore this further:
–The Quantum Doctor by Amit Goswami, PhD
–The Biology of Belief by Bruce Lipton
–Other inspiring people who offer a range of views for your exploration:  Deepak Chopra, MD; Larry Dossey, MD; Greg Brayden and Stephen Schwartz

Note:  This is part an ongoing series to equip you with a process, a path, to identify and experience healthcare that works for you.
— Foundation:  The heart of healthcare that works:  know your personal worldview of health:  http://www.hormonesmatter.com/the-heart-of-healthcare-that-works-know-your-personal-worldview-of-health/
— The match Game of healthcare that works series ‒ Part I: Understand the landscape set by insurance companies: http://www.hormonesmatter.com/the-match-game-of-health-care-that-works-part-1/
— The match Game of healthcare that works series ‒ Part II:  (current article)

Deb is co-owner of Experience In Motion, which equips organizations with tools to curate meaningful experiences for customers and employees.  Deb’s personal journey from decay to wellbeing inspired an emphasis in improving healthcare experiences for patients and practitioners by focusing on experiences that heal, and self-caring as a way of organizational being.  www.experienceinmotion.net.

 

 

 

The Heart of Healthcare that Works: Know Your Personal Worldview Of Health

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Healthcare Matters

“All the evidence that we have indicates that it is reasonable to assume in practically every human being, and certainly in almost every newborn baby, that there is an active will toward health, an impulse towards growth, or towards the actualization.”
–  Abraham Maslow

Google “healthcare” and it returns 99,900,000 results. Healthcare seems to be a vast, complex, inconsistent, and perhaps unavailable or expensive system ‒ sometimes seemingly devoid of personal connection.  At a minimum, it can be confusing to find what will work for you.  Really work for you, on all levels.

Here’s the good news:  when you define healthcare for yourself, the path towards growth and actualization Maslow speaks of becomes easier to find and follow.  Forget what healthcare is for your best friend, your family, or a generic patient with similar symptoms you read about online.  Forget about some list in your health insurance policy.   That’s just a list based on contractual relationships, which may or may not relate to what works best for you.

Healthcare is deeply, deeply personal.  Only you know what healthcare is for you. It depends on your values, your beliefs, your worldview.  And, those can change over time.

Finding healthcare that works for you is a bit like going on a quest – an adventurous exploration.  You have to know what you’re seeking, the signposts to know you’re on the right path, and some friendly support along the way (wisdom, people, or places) helps too.

To narrow the vast landscape of healthcare to what will work for you, begin by understanding, or perhaps taking this opportunity to create, your personal worldview of health, healing, and well-being.  If your choice of physicians, practices and medicines doesn’t resonate with your worldview, there will be discord.  Discord, at a minimum, makes communication with practitioners challenging.  In some medical sciences this discord would be believed to have a negative impact on healing at a very deep level.  Knowing your worldview gives you a foundation for harmonious choices.

To explore your worldview, some questions to ask yourself include:

• Do you believe health is based on primarily how each part of the physical body separately functions?
• Do you believe the mind can influence the physical body?
• Do you believe there is an interrelationship between mind, body and spirit; a holistic view of your being?
• Do you believe the body is basically like a machine (also identified as a Newtonian view of the world); and should be treated in a mechanical nature?
• Do you believe your choices – from the food you eat, to your relationships (including work), to the surroundings you live in – influence your well-being?
• Do you believe in a “one solution fits most” medicine; or that each person is unique and therefore may require varying paths to well-being, even if the diagnosis or symptoms are similar?
• Do you believe in treating the illness or the person with an illness?
• Do you believe in focusing on the disease (diagnosis, symptoms); or on health and well-being?
• Do you believe in healing, curing, pacifying symptoms, or something else?  Or all of those in different situations?
• Do you generally believe in an interconnected world?  Or a world where all beings and things are separate?

Answering these types of questions will significantly narrow the landscape of your quest – narrow down what will work for you. No one can answer these for you.  You may want to write a personal worldview statement to crystallize your worldview.

Equipped with your personal worldview of health you can then move on to the next steps in your quest:

• Identify what health, well-being and healing mean to you
• Know what qualities of care are important to you
• Understand what “medicines” resonate with you

In the coming articles we’ll delve into each of those areas with more questions to help you find healthcare that works for you.